How Many Phone Lines Does Your Business Actually Need?

Phone lines, channels, extensions, numbers -- it gets confusing fast. This calculator works out what you actually need based on how your business uses the phone. No jargon. If you can answer "how many people make calls at the same time?" you have everything we need.

1 Staff who use the phone

Include anyone who makes or receives business calls.

2 Simultaneous calls at peak

Not sure? A rough rule: about 30-50% of phone-using staff at any given busy moment.

Suggested estimate: 2 (40% of your team)

3 How do you want your business number to work?

4 Do you need any of these?

Your Phone System Needs

Concurrent call channels 2
Phone numbers needed 1
Extensions (internal) 5

You need a VOIP plan that supports at least 2 simultaneous calls.

You need 1 phone number (1 main number).

Each staff member gets an extension regardless of whether they have their own phone number.

Estimated monthly cost range $75 - $125

Based on typical AU hosted VOIP pricing for 2 channels / 5 users

Get a free quote for 5 users

Channels vs Numbers vs Extensions -- the simple version

A channel (sometimes called a "line" or "trunk") is a path for one phone call. If you need 5 people on calls at the same time, you need 5 channels. Most VOIP plans include enough channels for your team size automatically.

A phone number is what people dial to reach you. You might have one main number (02 XXXX XXXX) or one per staff member.

An extension is an internal shortcode (like 101, 102) that lets staff transfer calls to each other. Every staff member gets one. These do not cost extra.

Australian Business Phone Line Guidelines (2026)
  • Typical SMB concurrent call ratio: 30-50% of phone-using staff at peak
  • AU hosted VOIP cost range: $15-25 per user per month
  • Additional DID (phone number) cost: $3-10/month per number
  • 1300 number cost: $10-30/month + per-minute charges (caller pays local rate)
  • 1800 number cost: $15-50/month + per-minute charges (business pays all)
  • Minimum recommended channels for any business: 2 (covers one active call + one incoming)
  • Extensions: included at no extra cost with all hosted VOIP plans

Frequently Asked Questions

What is the difference between a line and a channel?

In VOIP, they mean the same thing. One channel = one simultaneous call. Old landline terminology used "lines" -- VOIP providers usually say "channels" or "concurrent calls."

Do I need one channel per staff member?

No. You only need enough channels for the maximum number of simultaneous calls. In a 10-person office, you rarely have more than 4-5 people on calls at once. This is why the calculator asks about your peak concurrent usage rather than your total staff count.

How much does an extra phone number cost?

With most AU VOIP providers, additional numbers (DIDs) cost $3-10/month each. A main number is typically included in your plan. 1300 and 1800 numbers are more expensive -- $10-30/month for 1300 and $15-50/month for 1800 -- and also attract per-minute charges on top.

Can I add more lines later?

Yes. Hosted VOIP scales instantly. Adding a new user or channel is usually a same-day change in your provider's portal. There is no need to over-provision at the start -- start with what you need and add capacity as your team grows.

Do I need a separate number for fax?

If you still receive faxes, yes -- a dedicated fax number routed to a fax-to-email service is the modern approach. You receive the fax as a PDF in your inbox, no fax machine required. This typically costs around $5-10/month for the number plus the fax-to-email service.

Want an Exact Quote for Your Setup?

Maxotel can scope your requirements in a 10-minute call -- no obligation, no sales pressure. They specialise in Australian SMBs with exactly this size team.

Get a free quote for 5 users